End-to-end actuarial support for insurers building or modernizing their platforms — with deep specialization in VM-22, ALM, and risk modeling.
FolioX delivers actuarial expertise across the full life and annuity value chain — from statutory valuation to model governance to reinsurance structuring.
Full-cycle statutory valuation for fixed annuities and life products under Principle-Based Reserving. We own the end-to-end process — from data to filing.
Integrated asset-liability management frameworks that connect investment strategy to policyholder risk — with full scenario and stress-testing capability.
Independent model review and validation services designed to satisfy both internal governance requirements and external regulatory scrutiny.
Rigorous, data-driven assumption development that reflects your policyholders' actual behavior — with transparent, auditable methodology.
We replace manual, error-prone actuarial processes with clean Python-based automation pipelines — reproducible, fast, and audit-ready every quarter.
Actuarial support for reinsurance structures, product pricing, and M&A transactions — combining deep product expertise with economic value analytics.
Every engagement follows a disciplined, transparent workflow — from scoping through delivery — designed to minimize your team's overhead while maximizing analytical rigor.
We assess your current platform, data, and governance posture to define a precise engagement scope.
We either build your Python platform from scratch or take over an existing environment with full documentation.
Quarterly deliverables, audit-ready outputs, and clear attribution analysis — on time, every cycle.
Structured handoffs, documentation, and training to build your internal team's capability over time.
Our work is built on modern, open, and reproducible engineering practices — not fragile spreadsheets or black-box vendor systems.
All actuarial models are implemented natively in Python — from scenario generation to reserve calculations and reporting.
Every assumption update, model change, and run is version-controlled and logged — providing complete audit traceability.
Custom scenario generation for interest rates, equity returns, and macro shocks — calibrated to NAIC-prescribed requirements.
End-to-end data flows from policy administration systems through projection engines to regulatory output — no manual intervention.
Interactive dashboards, attribution waterfalls, and scenario comparison charts built directly into the ADAM delivery layer.
VM-31 documentation, model validation memos, and board-ready summary packages — generated programmatically from every run.
Whether you need a full platform build or targeted validation support, we'd welcome a conversation about your specific challenges.
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