FolioX provides end-to-end actuarial support for insurers building or modernizing actuarial platforms — with deep specialization in VM-22, ALM, and risk modeling.

  • VM-22 & Statutory Valuation

    Quarterly VM-22 valuation

    VM-31 documentation

    Cash Flow Testing / AAT

    Stochastic testing

  • ALM & Risk Modeling

    Asset-liability projection engine

    Dynamic reinvestment and crediting strategies

    Interest rate scenarios, market shocks, liquidity metrics

    Stress testing and scenario analysis

  • Model Governance & Validation

    Independent model review

    Replication models and benchmark comparisons

    Git-based governance workflows

    Documentation for regulators and auditors

  • Experience Studies & Assumption Setting

    Lapse, withdrawal, mortality, expense studies

    Policyholder behavior modeling

    Spread and investment assumption frameworks

    Transparent methodology and documentation

  • Reporting & Automation

    Quarterly reporting pipelines

    Roll-forwards, attribution, sensitivity analysis

    Python-based automation frameworks

    Clean, auditable, repeatable runs

  • Reinsurance & Transaction Support

    MYGA/FIA pricing for flow and block deals

    Economic value and capital impact analyses

    Reinsurance structure evaluation