FolioX is an actuarial consulting firm led by Haofeng Yu, PhD, FSA, CERA, MAAA, an 18-year industry veteran with deep experience across Life, Annuity, A&H, ALM, ERM, pricing, valuation, and enterprise risk management. Haofeng holds dual PhDs in Mathematics and Computational Analysis & Modeling.

Haofeng’s career spans leadership roles at a few major life insurers/reinsurers, where he built actuarial systems, modernized experience study environments, designed data platforms, and developed pricing and risk analytics for complex insurance products.

He has led cross-functional teams, shaped enterprise modeling strategy, and advised on regulatory, capital, and reinsurance topics. His work bridges actuarial science, data science and engineering, capital modeling, and ERM — the exact combination modern actuarial teams need.

Our Philosophy

We believe actuarial work should be: Clean. Traceable. Auditable. Scalable. Useful.

FolioX focuses on simplifying complexity, enhancing transparency, and building systems that stand up to regulatory, audit, and management scrutiny.

Leadership & Advisors

Haofeng Yu, PhD, FSA, CERA, MAAA

Managing Partner & Principal Consultant

Haofeng plays an active role in the actuarial profession through multiple industry committees and working groups spanning ESG, Artificial Intelligence, Life Experience & Assumptions, RBC, Individual Life Experience, and Mortality Improvement topics.

This involvement ensures that FolioX remains aligned with emerging regulatory trends, evolving modeling standards, VM-22 developments, and industry best practices.

Brian Holland, FSA, MAAA

General Advisor

Brian Holland brings over 35 years of actuarial experience across the life and annuity insurance industry. His background includes leading the life insurance experience function at a major direct writer, heading annuity assumption development at a PE-owned annuity writer and reinsurer, and holding corporate actuarial and biometric research roles at an international reinsurer.

Brian currently focuses on the application of modern modeling and engineering techniques to financial risk management. As a General Advisor to FolioX, he provides strategic guidance on actuarial methodology, assumption governance, and complex modeling topics.

Strategic Partnerships

Bruce & Bruce

FolioX works closely with Bruce & Bruce through a strategic partnership that enhances our ability to support complex actuarial, valuation, and transaction-driven engagements.

Michael LeBoeuf, FSA, MAAA, ChFC, CLU, Chief Actuary at Bruce & Bruce, brings over 40 years of experience across life insurance carriers, reinsurers, and consulting firms. His career includes senior leadership roles as CEO, Chief Actuary, and Senior Director, with deep expertise in statutory and GAAP valuation, product development, mergers and acquisitions, capital financing, and reinsurance.

Through this partnership, FolioX can seamlessly extend its capabilities for clients requiring broader actuarial, transactional, or corporate support.

Team

Ruby Xi — Actuarial Assistant

Ruby is a recent graduate with a Master’s degree in Actuarial Science from Boston University and four years of hands-on experience in data analytics and Python programming. She supports database management, experience studies, and reporting automation, bringing strong technical depth and modern engineering skills to the FolioX team.