Bridging actuarial science, data science, and modern software engineering to deliver work that is clean, defensible, and genuinely useful to insurers.
FolioX was founded on a straightforward conviction: that actuarial work in the modern era should be engineered — not just calculated. Too many insurers still rely on brittle spreadsheet models, opaque vendor systems, and manual quarterly processes that create regulatory risk and slow strategic decision-making.
We built FolioX to change that. Led by Haofeng Yu, PhD, FSA, CERA, MAAA — with 18+ years of experience across Life, Annuity, ALM, and Enterprise Risk Management — FolioX combines deep actuarial domain expertise with the engineering practices of a modern technology firm.
Our work spans VM-22 statutory valuation, asset-liability management, model governance, experience studies, and reinsurance analytics. What distinguishes us is not just what we do, but how we do it: Python-native platforms, Git-based governance, full data lineage, and rigorous documentation — so your results are always reproducible, auditable, and defensible.
FolioX serves life and annuity carriers from our offices in Houston, TX and Boston, MA — and remotely across the country. We serve clients ranging from emerging carriers building their first actuarial platform to established insurers modernizing legacy infrastructure.
A team of seasoned actuaries and financial engineers — united by a commitment to rigorous, modern, and genuinely useful work.
Haofeng Yu brings 18+ years of actuarial experience spanning Life, Annuity, ALM, ERM, and quantitative risk modeling. His work uniquely bridges actuarial science, data science, and software engineering — building Python-native platforms that replace fragile legacy systems.
He holds dual PhDs and maintains active involvement in industry-shaping committees including ESG, AI in Actuarial Science, VM-22, and Mortality Improvement.
Brian Holland is a seasoned actuarial leader with 35+ years of experience across life insurance, financial risk management, and enterprise risk strategy. He advises FolioX on engagement design, client relationships, and strategic direction.
Brian's career focus has been on applying modern engineering practices to financial risk management — a philosophy deeply aligned with FolioX's core approach. His broad industry network and regulatory insight inform the firm's practice development.
FolioX augments its core capabilities through carefully selected strategic partnerships with recognized industry experts.
Michael brings 40+ years of actuarial experience across major life carriers and M&A transactions. His expertise spans pricing, reserving, valuation, and actuarial due diligence for acquisitions and block transfers. Through the Bruce & Bruce partnership, FolioX clients gain access to his deep carrier-side perspective and M&A transaction support capabilities.
FolioX is a focused, high-caliber team. Every engagement is staffed with senior expertise — no bait-and-switch staffing models.
Principal consultant and platform architect. Leads all VM-22, ALM, and model governance engagements with 18+ years of hands-on actuarial delivery.
Holds a Master's degree from Boston University with specialization in Python programming, data analytics, and quantitative modeling. Supports platform builds and data pipeline automation.
FolioX draws on a trusted network of FSA-credentialed actuaries and quantitative specialists for larger engagements and specialized product lines.
Whether you're building a new platform or refining an existing one, we'd welcome a candid conversation about your actuarial needs.
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